No credit check loans are very similar in many ways, although with a short term loan you can borrow the money for up to 90 days, making them a great payday zoo alternative. Both are useful in a financial emergency, offering an immediate decision on your application, and you can borrow between £100 and £5,000 (subject to the lender's requirements and approval).
It is very easy to apply for no credit check loans. The application process is 100% online with no faxes or phone calls and you can apply online 24 hours a day. The cash that you require for your monetary emergency could be in your bank account within an hour of signing your agreement†, sometimes as fast as 15 minutes. If your bank doesn't support faster payments this could take slightly longer.
At payday zoo we have made the process of getting a short-term loan or cash advance loan as simple as possible. You are not required to fax anything; the guaranteed payday loan application form has been simplified as much as possible. We value every client of ours and strive to make long-term relations by offering high quality and reliable service.
Once you have completed your no credit check loans application, your details are sent to real long term bad credit loans approved a panel of lenders to see who can arrange you a loan. The lender offering the most competitive rate will be selected and credit arranged. In some cases, a lender may arrange you to lend you a lower amount that they feel are more within your means to securely repay. By filling in an application form, you are not obligating to anything in any way until you sign the electronic loan agreement to accept credit. Once you sign your credit agreement it's just a case of waiting for the cash to be paid into your bank account.
Real no credit check loans strongly advocate responsible borrowing; if you can't afford to repay it comfortably please don't apply for a loan. If you are struggling financially for longer periods of time you may wish to seek independent debt advice. There are several agencies in the UK that offer this service for free. See our debt advice page to see some of the organizations that you can speak to for free and in confidence.